Rent or buy in Dhaka: how the maths actually runs

Gross rental yields in most of Dhaka sit in a narrow band (3.5% to 5.5%), and financing costs are frequently above that band. That does not automatically make renting better — it means the buy case usually rests on capital appreciation and on how long you intend to hold. Under a five-year horizon, transaction costs alone tend to decide the answer. For horizons of 10+ years in prime zones like Gulshan, Banani, and Dhanmondi, land appreciation and rental growth historically outpace inflation.