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That does not automatically make renting better — it means the buy case usually rests on capital appreciation and on how long you intend to hold.\n\nUnder a five-year horizon, transaction costs alone tend to decide the answer. For horizons of 10+ years in prime zones like Gulshan, Banani, and Dhanmondi, land appreciation and rental growth historically outpace inflation.","body_bn":"ঢাকার বেশিরভাগ এলাকায় গ্রস রেন্টাল ইল্ড সাধারণত ৩.৫% থেকে ৫.৫% এর মধ্যে থাকে, যেখানে ব্যাংক লোনের সুদের হার এর চেয়ে কিছুটা বেশি হতে পারে। এর মানে এই নয় যে ভাড়া নেওয়া সবসময় ভালো — কেনার সিদ্ধান্তের সুফল মূলত দীর্ঘমেয়াদে প্রপার্টির মূল্যবৃদ্ধি (Capital Appreciation)-র ওপর নির্ভর করে।\n\nপাঁচ বছরের কম সময়ের ক্ষেত্রে রেজিস্ট্রেশন খরচ একটি বড় প্রভাব ফেলে। তবে গুলশান, বনানী, ধানমন্ডি বা বসুন্ধরার মতো এলাকায় ১০+ বছরের মেয়াদে জমির মূল্যবৃদ্ধি ও ভাড়া বৃদ্ধি মুদ্রাস্ফীতিকে অতিক্রম করে লাভজনক সম্পদে রূপ 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